6-Bedroom 2-Story Coastal House with Upstairs Loft (Floor Plan)

Specifications:

6,436 Sq Ft
6 Beds
5.5 Baths
2 Stories
3 Cars

Walking through the foyer of this stunning two-story coastal home, I can already feel the relaxed, breezy vibe that makes coastal living so irresistible.

To my left, the staircase winds upward, hinting at the treasures awaiting upstairs, while to the right, a cozy study promises productivity—or at least a quiet spot for scrolling through interior design software for future décor ideas.

This 6,436-square-foot coastal masterpiece isn’t just a house; it’s a lifestyle designed to blend comfort, function, and a touch of luxury.

Entering the Heart of the Home

Stepping past the foyer, I’m greeted by the great room, which feels like the heartbeat of the house.

The open layout ensures I can chat with someone prepping a meal in the kitchen while keeping an eye on guests lounging in the dining area.

The covered lanai immediately catches my eye through the glass doors, complete with an outdoor kitchen and fireplace.

It’s easy to imagine evenings spent here with a warm drink, all while keeping an eye on property value—because yes, a view like this is an investment in happiness and equity alike.

One of my favorite things about the open plan is how it makes entertaining effortless.

I can envision setting up a smart home technology system here to control lighting, sound, and climate with a touch of a button.

Even better, it’s the perfect space to test out the best home security system without feeling intrusive—the open sightlines make it easy to keep an eye on everything.

Left Wing

Heading left from the great room, the design brilliantly balances practicality with luxury.

Here, you’ll find a bedroom and a bathroom—perfect for guests, aging parents, or even a live-in nanny.

Just around the corner is the pantry, ideal for organizing groceries or using interior design software to plan seasonal displays.

I also love that there’s an elevator tucked away discreetly, a thoughtful touch for future-proofing the home, especially for anyone thinking about home improvement loans or long-term investment in their property.

The mudroom and laundry room sit conveniently near the 3-car garage, making daily routines and errands feel less like a chore.

It’s a perfect example of how thoughtful design can make a house feel not just beautiful but smartly efficient.

For anyone considering buying a coastal retreat like this, remember that home loan pre-approval and understanding mortgage rates are essential steps.

After all, making a purchase of this size is both an emotional and financial investment—and with the right planning, it can be a seamless one.

Right Wing

Crossing to the right side of the main floor, I reach the master suite—a space that’s nothing short of spectacular.

A sitting area offers a quiet nook for reading or sipping coffee, while the oversized closet could easily double as a secondary living space if you wanted.

The master bathroom, spacious and luxurious, is designed for both relaxation and function.

I like to imagine the master suite outfitted with smart home technology, controlling lighting, climate, and even music without leaving the comfort of the bed.

And speaking of security, the best home security system could integrate seamlessly here, offering peace of mind alongside luxury.

For anyone thinking about protecting their property, this is where smart investment meets comfort.

The suite also highlights the potential for home equity loan benefits.

If you ever decide to expand or remodel, you’re sitting on a valuable asset that can support future home improvement projects—whether through a home remodeling contractor or using home improvement loans to upgrade finishes.

Loft, Bedrooms, and Exercise Haven

Climbing the staircase or hopping in the elevator, the second floor reveals a loft that’s perfect for casual lounging or a secondary living space.

It’s ideal for family game nights, a reading nook, or even a study area.

This flexible area adds so much to the property value, providing functional space that adapts to your lifestyle.

Flanking the loft are three bedrooms, each with its own bathroom.

Whether they’re for kids, guests, or extended family, the layout ensures privacy without sacrificing proximity to the rest of the home.

The inclusion of an exercise room on this floor is another thoughtful touch.

With enough space for equipment, yoga mats, and even a smart home technology setup to monitor workouts, it’s easy to maintain a fitness routine without leaving home.

Investing in a house with such thoughtful features can also influence your decision when considering refinancing a mortgage later.

Homes designed with flexibility and modern amenities often retain higher property value, making them smart long-term investments.

Kitchen and Dining

The kitchen in this coastal house plan is a chef’s dream.

With views of both the great room and dining area, it encourages social interaction even while preparing meals.

Plenty of pantry space ensures that groceries are never in the way, and the layout is perfect for testing out recipes before hosting friends.

Adding smart home technology here can streamline daily routines, from managing appliance timers to adjusting lighting for dinner parties.

For those considering the financial side, a thoughtfully designed kitchen can increase property value and even attract more favorable mortgage rates if you decide to buy or refinance later.

And yes, while home warranty coverage might cover kitchen appliances, nothing beats planning ahead with high-quality equipment from the start.

Lanai and Coastal Charm

The covered lanai with its outdoor kitchen and fireplace really brings coastal living to life.

Whether you’re grilling dinner, enjoying a glass of wine, or gathering around the fire with friends, this space blurs the line between indoor comfort and outdoor relaxation.

From a financial perspective, enhancing your home with outdoor living spaces can be a wise investment.

It adds to the overall property value, making the house more appealing should you decide to sell—or even as collateral for a home equity loan.

And while you’re enjoying the outdoors, consider the peace of mind that comes with the best home security system keeping watch, or a home warranty that protects your outdoor appliances from unexpected mishaps.

Garage, Mudroom, and Practical Spaces

A three-car garage is more than a convenience; it’s a lifestyle choice.

For anyone thinking about purchasing a home in this size range, having ample garage space allows room for vehicles, storage, or even a small workshop.

The mudroom nearby keeps clutter contained, making coming and going a breeze, while the laundry room’s location streamlines household chores.

This functional wing of the house also reminds me why consulting a real estate agent can be invaluable.

A professional can help buyers navigate costs like building cost estimators and guide them through pre-approval for a home loan.

Combining practical living spaces with financial planning ensures that this coastal home is as wise an investment as it is a dream to live in.

Investment, Comfort, and Coastal Living

Ultimately, this two-story coastal house plan balances luxury with practicality.

From six bedrooms and 5.5 baths to flexible loft space and an exercise room, it’s designed for both large families and those who love to entertain.

Every feature, from the mudroom to the master suite, reinforces the notion that comfort and smart home design can coexist beautifully.

Thinking about purchase and financing?

Keeping track of mortgage rates, understanding credit score implications, and knowing about refinance mortgage options are all part of making this dream home a reality.

And for those concerned with long-term investment, the combination of home improvement loans, property value, and potential home equity loans makes this coastal house plan a compelling choice.

Even from a design standpoint, using interior design software to plan furniture placement or experiment with color palettes can bring each room to life before you even move in.

Add in smart home technology and the best home security system, and you’ve got a home that’s modern, safe, and perfectly tailored to your lifestyle.

Living in this coastal haven feels like having a permanent vacation.

Every corner, from the covered lanai to the loft upstairs, has been designed with thoughtfulness, functionality, and a touch of luxury.

Whether you’re entertaining friends, managing daily chores, or simply enjoying quiet moments in the master suite, the layout makes life feel easy and elegant.

Buying this home isn’t just about acquiring square footage; it’s about investing in a lifestyle that balances modern amenities with timeless comfort.

With careful planning, attention to mortgage rates, home loans, and potential future home improvement loans, you can enjoy every square foot while knowing your investment is sound.

From the foyer to the loft, from the garage to the outdoor fireplace, every element in this two-story coastal house plan has been designed to create a living experience that’s both functional and luxurious—a place where memories are made, and property value grows.

It’s not just a house; it’s the coastal dream we all secretly hope to call home.

Plan 660022JMD

Building or buying a home isn’t just about picking the perfect house plan—it’s also about making smart long-term choices. From comparing mortgage rates to finding a trustworthy real estate agent, every decision adds value. Don’t forget to explore options like home insurance, home warranties, and potential refinance opportunities to protect your investment.

Want to boost your property value? Consider installing solar panels, upgrading to energy-efficient appliances, or integrating a smart home system. Plus, tools like interior design software can help you visualize and plan your dream space before the first brick is even laid.